資本不足 under-capitalized
資本充足率 capital adequacy ratio
資本利潤率 return on capital
資本賬戶可兌換 capital account convertibility
資不抵債 insolvent
資產負債表 balance sheet
資產負債率 liability/asset ratio
資產集中 asset concentration
資產貢獻率 asset contribution factor
資產利潤率 return on assets
資產質量 asset quality
資產組合 asset portfolio
資金成本 cost of funding; cost of capital
資金到位 fully funded
資金寬裕 have sufficient funds
資金利用率 fund utilization rate
資金缺口 financing gap
資金體外循環 financial disintermediation
資金占壓 funds tied up
自籌投資項目 self-financed projects
自有資金 equity fund
綜合國力 overall national strength
指令性措施 mandatory measures
指令性計劃 mandatory plan; administered plan
制定和實施貨幣政策 conduct monetary policy
滯后影響 lagged effect
中介機構 intermediaries
中央與地方財政 delineation of fiscal responsibilities
分灶吃飯重點建設 key construction projects
周期谷底 bottom (trough) of business cycle
周轉速度 velocity
主辦銀行 main bank
主權風險 sovereign risk
注冊資本 registered capital
逐步到位 phase in
逐步取消 phase out
抓大放小 seize the big and free the small
專款專用 use of funds as ear-marked
轉貸 on-lending
轉軌經濟 transition economy
轉機 turnaround
轉折關頭 turning point
準財政赤字 quasi-fiscal deficit
準貨幣 quasi-money
在途資金 fund in float
增加農業投入 increase investment in agriculture
增勢減緩 deceleration of growth
增收節支措施 revenue-enhancing and expenditure control measures
增長平穩 steady growth
增值稅 value-added tax
漲幅偏高 higher-than-desirable growth rate
賬外賬 concealed accounts
折舊 depreciation
整頓 retrenchment
政策工具 policy instrument
政策性業務 policy-related operations
政策性銀行 policy banks
政策組合 policy mix
政府干預 government intervention
證券交易清算 settlement of securities transactions
證券業務占款 funding of securities purchase
支付困難 payment difficulty
支付能力 payment capacity
直接調控方式向 increase the reliance on indirect policy instruments
職能轉換 transformation of functions
職業道德 professional ethics
一級市場 primary market
應收未收利息 overdue interest
銀行網點 banking outlets
贏利能力 profitability
營業稅 business tax
硬貸款 commercial loans
用地審批 grant land use right
有管理的浮動匯率 managed floating exchange rate
證券投資 portfolio investment
游資 hot money
有市場的產品 marketable products
有效供給 effective supply
誘發新一輪經濟擴張 trigger a new round of economic expansion
逾期貸款 overdue loans; past-due loans
與國際慣例接軌 become compatible with internationally accepted practices
與國際市場接軌 integrate with the world market
預算外支出（收入） off-budgetexpenditure
預調 pre-emptive adjustment
月環比 on a month-on-month basis
再貸款 central bank lending
在國際金融機構儲備頭寸 reserve position in international financial institutions
在人行存款 deposits at the central bank
新經濟增長點 new sources of economic growth
新開工項目 new projects; newly started projects
新增貸款 incremental credit; loan increment; credit growth; credit expansion
新增就業位置 new jobs; new job opportunities
信貸規模考核 review the compliance with credit ceilings
信號失真 distorted signals
信托投資公司 trust and investment companies
信息不對稱 information asymmetry
信息反饋 feedback
信息共享系統 information sharing system
信息披露 information disclosure
信用擴張 credit expansion
信用評級 credit rating
姓資還是姓社 pertaining to socialism or capitalism; socialist or captialist
行政措施 administrative measures
需求膨脹 demand expansion; excessive demand
虛偽存款 window-dressing deposits
削減冗員 shed excess labor force 尋租rent seeking
迅速反彈 quick rebound
養老基金 pension fund
一刀切 universal application; non-discretionary implementation
委托存款 entrusted deposits
穩步增長 steady growth
穩健的銀行系統 a sound banking system
穩中求進 make progress while ensuring stability
無紙交易 book-entry transaction
物價監測 price monitoring
吸納流動性 absorb liquidity
稀缺經濟 scarcity economy
洗錢 money laundering
系統內調度 fund allocation within a bank
系統性金融危機 systemic financial crisis
下崗工人 laid-off employees
下游企業 down-stream enterprises
現場稽核 on-site examination
現金滯留 cash held outside the banking system
鄉鎮企業 township and village enterprises
消費物價指數 consumer price index
消費稅 excise tax
消滅財政赤字 balance the budget; to eliminate fiscal deficit
銷貨款回籠 reflow of corporate sales income to the banking system
銷售平淡 lackluster sales
協議外資金額 committed amount of foreign investment
貼現窗口 discount window
同比 on year-on-year basis
同業拆借 inter-bank borrowing
同業拆借市場利率CHIBOR同業融通票據 inter-bank financing bills
同業往來 inter-bank transactions
透支 overdraft
退稅 tax refund
頭寸 position
吞吐基礎貨幣 adjustment of monetary base
脫媒現象 disintermediation
外部審計 external audit
外國直接投資 foreign direct investment
外匯儲備 foreign exchange reserves
外匯調劑 foreign exchange swap
外匯占款 the RMB counterpart of foreign exchange reserves
外向型經濟 export-oriented economy
外債 external debt
外資企業 foreign-funded enterprises
完善現代企業制度 improve the modern enterprise system
完稅憑證 tax payment documentation
違法經營 illegal business
實時 real time
實收資本 paid-in capital
實現利潤 realized profit
市場分割 market segmentation
市場經濟 market economy
市場占有率（市場份額） market share
市場準入 market access 
(指商品和勞務的進入)市價總值 market capitalization
適度從緊 appropriately tight
適時調節 timely adjustment
收回對金融機構貸款 to recall central bank loans (to financial institutions)
稅后還貸 amortization (repayment of loans) after tax
稅收流失 tax erosion
稅源不足 weak tax base
私營經濟（私人經濟） the private sector
私有制 private ownership
所有者權益 owner's equity
逃稅（請見"避稅"） tax evasion
套匯 currency swap
非法套匯 illegal purchase of foreign exchange
剔除季節性因素 seasonally adjusted
調節流動性 influence liquidity level
缺乏后勁 unsustainable momentum
繞規模貸款 circumvent credit ceiling
人均國內生產總值 per capita GDP
人均收入 per capita income
人民幣升值壓力 upward pressure on the Renminbi