Each housing market is regional and varies greatlyfrom the other. Still, there are indicators home owners can rely onto see whether their home values are about to rise. Here arefour.

    每個(gè)住房市場(chǎng)都是區(qū)域性的，彼此之間存在著顯著的差異。但房主還是可以根據(jù)一些指標(biāo)去判斷他們的住房是否會(huì)升值。以下就是可供參考的4個(gè)指標(biāo)。

    The Unemployment Rate

    失業(yè)率

    It's quitesimple: Without a job, you can't buy a home.

    這個(gè)道理很簡(jiǎn)單：沒有工作，你就不可能買房子。

    And as theunemployment rate rises, fewer individuals are capable ofpurchasing a home. That decreases the demand for homes, whichdrives prices down.

    隨著失業(yè)率上升，買得起房子的個(gè)人就更少。住房需求的降低會(huì)推動(dòng)房?jī)r(jià)走低。

    Also, see iflocal businesses are hiring and if large corporations are movinginto the area. More jobs leads to more employees who end upincreasing demand for real estate in the area.

    此外，還可以看看當(dāng)?shù)毓�司是否正在招聘，大企業(yè)是否在遷至該地區(qū)。更多的工作崗位意味著更多雇員，這最終會(huì)提振該地區(qū)的房產(chǎn)需求。

    Risingincomes

    收入增長(zhǎng)

    House hunterswho want to dig a little deeper can look at the average or medianchange in income among households in a particularneighborhood.

    想再深入一點(diǎn)了解情況的潛在購房者可以看看某一街區(qū)家庭收入的平均變化或是變化中值。

    At a minimum,confirm that incomes are being adjusted for inflation （or ideallyrising）. Homeowners who have stagnant or decreasing salaries maynot have much cash left over after they pay their mortgage; as aresult, they might not maintain their homes or stay on top ofrepairs, which could lower a home's value and even its neighboringhomes' values.

    至少應(yīng)該確認(rèn)這些收入是經(jīng)過通貨膨脹調(diào)整的（最好是在不斷上升）.那些薪酬停滯或出現(xiàn)下降的購房者在支付了月供之后可能就沒剩下多少現(xiàn)金了；因此，他們可能不會(huì)維修他們的房屋，或是聽之任之；這會(huì)降低房屋的價(jià)值，甚至是臨近房屋的價(jià)值。

    Declining inventory

    庫存不斷減少

    In most areaswhere "For Sale" signs are common, home prices are far fromrecovery.

    大多數(shù)頻繁見到"房屋出售"標(biāo)志的地區(qū)，房?jī)r(jià)距離回升還很遠(yuǎn)。

    In general,when more than 2% of homes in a neighborhood are selling at thesame time, inventory is high. As the number of homes for saledecrease, sellers have more leverage and a better shot at gettingan offer close to their asking price.

    總的來說，如果一個(gè)街區(qū)同時(shí)有超過2%的房子在掛牌出售，那么此地房屋庫存量就很高。隨著出售的房屋數(shù)量下降，賣房者就有更多的議價(jià)權(quán)，更有可能達(dá)成接近他們要價(jià)的交易。

    Shrinkinglist-to-sales price ratios

    售價(jià)折扣幅度縮小

    Look atlist-to-sales price ratios, which is the difference between thelisting price of a home and the price at which it sold. If theprice difference is shrinking for an area that suggests the realestate market is improving.

    你可以看看房屋出售報(bào)價(jià)和實(shí)際售價(jià)之間的價(jià)差。如果某一地區(qū)這一價(jià)差不斷縮小，那么就表明該地區(qū)房產(chǎn)市場(chǎng)正在好轉(zhuǎn)。